Terms and Conditions

Welcome to StofinIQ!

These terms and conditions outline the rules and regulations for the use of StofinIQ‘s website, located at StofinIQ.com.

By accessing this website, you agree to accept these terms and conditions. If you do not agree to all of the terms and conditions stated on this page, please do not continue to use StofinIQ.

Terminology

The following terminology applies to these Terms and Conditions, Privacy Statement, Disclaimer Notice, and all Agreements: “Client,” “You,” and “Your” refer to you, the person accessing this website and agreeing to the Company’s terms and conditions. “The Company,” “Ourselves,” “We,” “Our,” and “Us” refer to StofinIQ. “Party,” “Parties,” or “Us” refer to both the Client and ourselves. All terms refer to the offer, acceptance, and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner for the express purpose of meeting the Client’s needs in respect of the provision of the Company’s stated services, in accordance with and subject to the prevailing law.

Cookies

We use cookies to enhance your experience on our website. By accessing StofinIQ, you consent to the use of cookies in accordance with our Privacy Policy. Our website uses cookies to enable the functionality of certain areas and to make it easier for users to navigate. Some of our affiliate or advertising partners may also use cookies.

License

Unless otherwise stated, StofinIQ and/or its licensors own the intellectual property rights for all material on StofinIQ. All intellectual property rights are reserved. You may access this material from StofinIQ for your own personal use, subject to the restrictions set in these terms and conditions.

You must not:

  • Republish material from StofinIQ
  • Sell, rent, or sub-license material from StofinIQ
  • Reproduce, duplicate, or copy material from StofinIQ
  • Redistribute content from StofinIQ
  • Do not try to distribute our website link in any spammy comments

This Agreement shall begin on the date hereof.

Parts of this website may offer an opportunity for users to post and exchange opinions and information. StofinIQ does not filter, edit, publish, or review comments before they appear on the website. Comments reflect the views and opinions of the person posting them. To the extent permitted by applicable laws, StofinIQ shall not be liable for comments or for any liability, damages, or expenses caused as a result of the use of or posting of comments on this website.

StofinIQ reserves the right to monitor all comments and remove any that are considered inappropriate, offensive, or in breach of these Terms and Conditions.

You warrant and represent that:

  • You are entitled to post comments on our website and have all necessary licenses and consents to do so;
  • The comments do not infringe any intellectual property rights, including but not limited to copyright, patent, or trademark of any third party;
  • The comments do not contain defamatory, libelous, offensive, indecent, or otherwise unlawful material which invades privacy;
  • The comments will not be used to solicit or promote business or engage in unlawful activities.

You grant StofinIQ a non-exclusive license to use, reproduce, edit, and authorize others to use, reproduce, and edit any of your comments in any and all forms, formats, or media.

Hyperlinking to Our Content

The following organizations may link to our website without prior written approval:

  • Government agencies
  • Search engines
  • News organizations
  • Online directory distributors
  • System-wide accredited businesses
  • Our Sponsored Partners

These organizations may link to our home page https://stofiniq.com/ , publications, or other website information as long as the link: (a) is not deceptive; (b) does not falsely imply sponsorship, endorsement, or approval of the linking party and its products and/or services; and (c) fits within the context of the linking party’s site.

We may consider and approve other link requests from:

  • Commonly-known consumer and/or business information sources
  • Dot-com community sites
  • Associations or other groups representing charities
  • Online directory distributors
  • Internet portals
  • Accounting, law, and consulting firms
  • Educational institutions and trade associations

We will approve link requests from these organizations if we determine that: (a) the link would not make us look unfavorable; (b) the organization does not have any negative records with us; (c) the benefit from the visibility of the hyperlink compensates for the absence of StofinIQ; and (d) the link is in the context of general resource information.

Approved organizations may link to our website as follows:

  • By using our corporate name
  • By using the uniform resource locator being linked to
  • By using any other description of our website that makes sense within the context and format of content on the linking party’s site

No use of StofinIQ‘s logo or other artwork is allowed for linking without a trademark license agreement.

iFrames

Without prior approval and written permission, you may not create frames around our webpages that alter the visual presentation or appearance of our website.

Content Liability

We are not responsible for any content that appears on your website. You agree to protect and defend us against all claims arising from your website. No link(s) should appear on any website that may be interpreted as libelous, obscene, criminal, or which infringes or advocates the infringement of any third party rights.

Reservation of Rights

We reserve the right to request that you remove all links or any particular link to our website. You agree to immediately remove all links to our website upon request. We also reserve the right to amend these terms and conditions and the linking policy at any time. By continuing to link to our website, you agree to be bound by and follow these linking terms and conditions.

Removal of Links from Our Website

If you find any link on our website that is offensive for any reason, you are free to contact us at any time. We will consider requests to remove links but are not obligated to do so or to respond to you directly.

We do not ensure that the information on this website is correct, and we do not warrant its completeness or accuracy; nor do we promise to ensure that the website remains available or that the material on the website is kept up to date.

Removal of Content from Our Website

If you find any contant on our website that is offensive for any reason, you are free to contact us at any time. We will consider requests to remove contant by doing some research but we are not obligated to do so or to respond to you directly.

We do not ensure that all the information on this website is correct, and we do not warrant its completeness or accuracy because we are a research-based website. Nor do we promise to ensure that the website remains available or that the material on the website is kept up to date.

Disclaimer

To the maximum extent permitted by applicable law, we exclude all representations, warranties, and conditions relating to our website and the use of this website. Nothing in this disclaimer will:

  • Limit or exclude our or your liability for death or personal injury;
  • Limit or exclude our or your liability for fraud or fraudulent misrepresentation;
  • Limit any of our or your liabilities in any way that is not permitted under applicable law; or
  • Exclude any of our or your liabilities that may not be excluded under applicable law.

The limitations and prohibitions of liability set forth in this section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort, and for breach of statutory duty.

As long as the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.