[{"id":3123,"link":"https:\/\/stofiniq.com\/what-is-the-50-30-20-rule\/","name":"what-is-the-50-30-20-rule","thumbnail":{"url":"https:\/\/stofiniq.com\/wp-content\/uploads\/2024\/10\/What-is-the-50-30-20-Rule-in-Personal-Finance-2.png","alt":"What is the 50-30-20 Rule in Personal Finance"},"title":"What is the 50-30-20 Rule in Personal Finance?","excerpt":"The 50-30-20 rule is a simple yet effective budgeting strategy for managing personal finances. It divides your after-tax income into three categories:\n\n50% for Needs,\n30% for Wants,\n20% for Savings and Debt Repayment.","content":"Start by taking a look at your Salary slip or credited income. If taxes are taken out, subtract that amount from your total earnings. Also","author":{"name":"Abhishek uniyal","link":"https:\/\/stofiniq.com\/abhishek-uniyal\/abhishek\/"},"date":"Oct 8, 2024","dateGMT":"2024-10-08 11:17:09","modifiedDate":"2024-10-08 12:17:11","modifiedDateGMT":"2024-10-08 11:17:11","commentCount":"0","commentStatus":"open","categories":{"coma":"<a href=\"https:\/\/stofiniq.com\/category\/personal-finance\/\" rel=\"category tag\">Personal Finance<\/a>","space":"<a href=\"https:\/\/stofiniq.com\/category\/personal-finance\/\" rel=\"category tag\">Personal Finance<\/a>"},"taxonomies":{"post_tag":"<a href='https:\/\/stofiniq.com\/tag\/50-30-20-rule-2\/' rel='post_tag'>50-30-20 Rule<\/a><a href='https:\/\/stofiniq.com\/tag\/budgeting-strategy\/' rel='post_tag'>budgeting strategy<\/a><a href='https:\/\/stofiniq.com\/tag\/personal-finance\/' rel='post_tag'>personal finance<\/a>"},"readTime":{"min":7,"sec":54},"status":"publish"},{"id":3109,"link":"https:\/\/stofiniq.com\/what-are-the-2-golden-rules-of-personal-finance\/","name":"what-are-the-2-golden-rules-of-personal-finance","thumbnail":{"url":"https:\/\/stofiniq.com\/wp-content\/uploads\/2024\/10\/What-are-the-2-Golden-Rules-of-Personal-Finance-lets-Checkout.png","alt":"2 Golden Rules of Personal Finance"},"title":"What are the 2 Golden Rules of Personal Finance ? lets Checkout","excerpt":"2 Golden Rules of Personal Finance are (1st one) to pay yourself and (2nd one) to live within your means.","content":"The 2 Golden Rules of\u00a0Personal Finance\u00a0are (1st one) to pay yourself and (2nd one) to live within your means.\u00a0But the most important quote or the\u00a0","author":{"name":"Abhishek uniyal","link":"https:\/\/stofiniq.com\/abhishek-uniyal\/abhishek\/"},"date":"Oct 4, 2024","dateGMT":"2024-10-04 11:24:39","modifiedDate":"2024-12-16 07:35:39","modifiedDateGMT":"2024-12-16 07:35:39","commentCount":"0","commentStatus":"open","categories":{"coma":"<a href=\"https:\/\/stofiniq.com\/category\/personal-finance\/\" rel=\"category tag\">Personal Finance<\/a>","space":"<a href=\"https:\/\/stofiniq.com\/category\/personal-finance\/\" rel=\"category tag\">Personal Finance<\/a>"},"taxonomies":{"post_tag":"<a href='https:\/\/stofiniq.com\/tag\/50-30-20-rule\/' rel='post_tag'>50\/30\/20 rule<\/a><a href='https:\/\/stofiniq.com\/tag\/personal-finance\/' rel='post_tag'>personal finance<\/a><a href='https:\/\/stofiniq.com\/tag\/to-pay-yourself\/' rel='post_tag'>to pay yourself<\/a>"},"readTime":{"min":6,"sec":28},"status":"publish"},{"id":3073,"link":"https:\/\/stofiniq.com\/which-technique-is-the-80-20-rule\/","name":"which-technique-is-the-80-20-rule","thumbnail":{"url":"https:\/\/stofiniq.com\/wp-content\/uploads\/2024\/10\/Which-Technique-is-the-80-20-Rule.png","alt":"Which Technique is the 80\/20 Rule? Lets Checkout"},"title":"Which Technique is the 80\/20 Rule? Lets Checkout","excerpt":"80\/20 rule suggests that 80% of outcomes come from 20% of the cause, this principle applies to personal finance as well for productivity Read about 80\/20 Rule.","content":"The 80\/20 Rule or also known as the (Pareto principle), makes you feel for your most important need. So this rule says that your cause","author":{"name":"Abhishek uniyal","link":"https:\/\/stofiniq.com\/abhishek-uniyal\/abhishek\/"},"date":"Oct 1, 2024","dateGMT":"2024-10-01 11:20:40","modifiedDate":"2024-10-04 09:54:02","modifiedDateGMT":"2024-10-04 08:54:02","commentCount":"0","commentStatus":"open","categories":{"coma":"<a href=\"https:\/\/stofiniq.com\/category\/personal-finance\/\" rel=\"category tag\">Personal Finance<\/a>","space":"<a href=\"https:\/\/stofiniq.com\/category\/personal-finance\/\" rel=\"category tag\">Personal Finance<\/a>"},"taxonomies":{"post_tag":"<a href='https:\/\/stofiniq.com\/tag\/80-20-rule\/' rel='post_tag'>80\/20 Rule<\/a><a href='https:\/\/stofiniq.com\/tag\/personal-finance\/' rel='post_tag'>personal finance<\/a><a href='https:\/\/stofiniq.com\/tag\/vilfredo-pareto\/' rel='post_tag'>Vilfredo Pareto<\/a>"},"readTime":{"min":4,"sec":4},"status":"publish"},{"id":3049,"link":"https:\/\/stofiniq.com\/importance-of-personal-financial-planning\/","name":"importance-of-personal-financial-planning","thumbnail":{"url":"https:\/\/stofiniq.com\/wp-content\/uploads\/2024\/09\/Importance-of-Personal-Financial-Planning.png","alt":"Importance of Personal Financial Planning"},"title":"Importance of Personal Financial Planning in 2024","excerpt":"The importance of Personal Financial Planning is for managing your income, expenses, savings, and investments to meet your long-term\/short-term financial goals.","content":"The Importance of Personal Financial Planning is much more important nowadays because we have seen some unexpected incidents in our lives and we know how","author":{"name":"Abhishek uniyal","link":"https:\/\/stofiniq.com\/abhishek-uniyal\/abhishek\/"},"date":"Sep 30, 2024","dateGMT":"2024-09-30 11:14:29","modifiedDate":"2024-10-01 11:27:32","modifiedDateGMT":"2024-10-01 10:27:32","commentCount":"0","commentStatus":"open","categories":{"coma":"<a href=\"https:\/\/stofiniq.com\/category\/personal-finance\/\" rel=\"category tag\">Personal Finance<\/a>","space":"<a href=\"https:\/\/stofiniq.com\/category\/personal-finance\/\" rel=\"category tag\">Personal Finance<\/a>"},"taxonomies":{"post_tag":"<a href='https:\/\/stofiniq.com\/tag\/income\/' rel='post_tag'>income<\/a><a href='https:\/\/stofiniq.com\/tag\/personal-financial-planning\/' rel='post_tag'>Personal Financial Planning<\/a><a href='https:\/\/stofiniq.com\/tag\/savings\/' rel='post_tag'>savings<\/a>"},"readTime":{"min":4,"sec":45},"status":"publish"},{"id":3031,"link":"https:\/\/stofiniq.com\/what-is-the-40-30-20-10-rule\/","name":"what-is-the-40-30-20-10-rule","thumbnail":{"url":"https:\/\/stofiniq.com\/wp-content\/uploads\/2024\/09\/What-is-the-40-30-20-10-rule.png","alt":"What is the 40 30 20 10 rule"},"title":"What is the 40 30 20 10 Rule? Let's Understand","excerpt":"The 40-30-20-10 rule allocates 40% of income to needs, 30% to wants, 20% to savings and debt repayment, and 10% to investments, promoting balanced financial management.","content":"The 40\/30\/20\/10 is the rule of personal finance that helps individuals to manage their finances\u00a0effectively by dividing their income into three categories: needs, wants, and","author":{"name":"Abhishek uniyal","link":"https:\/\/stofiniq.com\/abhishek-uniyal\/abhishek\/"},"date":"Sep 27, 2024","dateGMT":"2024-09-27 11:22:40","modifiedDate":"2024-09-27 12:30:34","modifiedDateGMT":"2024-09-27 11:30:34","commentCount":"0","commentStatus":"open","categories":{"coma":"<a href=\"https:\/\/stofiniq.com\/category\/personal-finance\/\" rel=\"category tag\">Personal Finance<\/a>","space":"<a href=\"https:\/\/stofiniq.com\/category\/personal-finance\/\" rel=\"category tag\">Personal Finance<\/a>"},"taxonomies":{"post_tag":"<a href='https:\/\/stofiniq.com\/tag\/finance\/' rel='post_tag'>finance<\/a><a href='https:\/\/stofiniq.com\/tag\/personal-finance\/' rel='post_tag'>personal finance<\/a><a href='https:\/\/stofiniq.com\/tag\/saving\/' rel='post_tag'>Saving<\/a>"},"readTime":{"min":5,"sec":3},"status":"publish"},{"id":3001,"link":"https:\/\/stofiniq.com\/how-i-start-my-personal-finance-lets-answer-this\/","name":"how-i-start-my-personal-finance-lets-answer-this","thumbnail":{"url":"https:\/\/stofiniq.com\/wp-content\/uploads\/2024\/09\/How-I-Start-My-Personal-Finance-1.png","alt":"How I Start My Personal Finance"},"title":"How I Start My Personal Finance? Let's Answer This","excerpt":"Struggling with your finances or looking for better control over your money? Personal finance is the key to managing your income, savings, investments, and future goals effectively.","content":"Are you struggling with your finances? we hope you are not! but most time when people was in trouble they googled How i Start my","author":{"name":"Abhishek uniyal","link":"https:\/\/stofiniq.com\/abhishek-uniyal\/abhishek\/"},"date":"Sep 26, 2024","dateGMT":"2024-09-26 11:36:09","modifiedDate":"2024-09-26 12:43:52","modifiedDateGMT":"2024-09-26 11:43:52","commentCount":"0","commentStatus":"open","categories":{"coma":"<a href=\"https:\/\/stofiniq.com\/category\/personal-finance\/\" rel=\"category tag\">Personal Finance<\/a>","space":"<a href=\"https:\/\/stofiniq.com\/category\/personal-finance\/\" rel=\"category tag\">Personal Finance<\/a>"},"taxonomies":{"post_tag":"<a href='https:\/\/stofiniq.com\/tag\/budgeting\/' rel='post_tag'>budgeting<\/a><a href='https:\/\/stofiniq.com\/tag\/personal-finance\/' rel='post_tag'>personal finance<\/a><a href='https:\/\/stofiniq.com\/tag\/saving\/' rel='post_tag'>Saving<\/a>"},"readTime":{"min":5,"sec":24},"status":"publish"},{"id":2983,"link":"https:\/\/stofiniq.com\/what-is-the-rule-of-72-in-personal-finance\/","name":"what-is-the-rule-of-72-in-personal-finance","thumbnail":{"url":"https:\/\/stofiniq.com\/wp-content\/uploads\/2024\/09\/What-is-the-Rule-of-72-in-Personal-Finance.png","alt":"This is the featured image of blog named What is the Rule of 72 in Personal Finance"},"title":"What is the Rule of 72 in Personal Finance! let's Understand","excerpt":"","content":"Do you want your money doubled in the meantime? what your answer is yes well nobody can make your money double for free. But in","author":{"name":"Abhishek uniyal","link":"https:\/\/stofiniq.com\/abhishek-uniyal\/abhishek\/"},"date":"Sep 25, 2024","dateGMT":"2024-09-25 11:17:42","modifiedDate":"2024-09-27 09:23:29","modifiedDateGMT":"2024-09-27 08:23:29","commentCount":"0","commentStatus":"open","categories":{"coma":"<a href=\"https:\/\/stofiniq.com\/category\/personal-finance\/\" rel=\"category tag\">Personal Finance<\/a>","space":"<a href=\"https:\/\/stofiniq.com\/category\/personal-finance\/\" rel=\"category tag\">Personal Finance<\/a>"},"taxonomies":{"post_tag":"<a href='https:\/\/stofiniq.com\/tag\/compound-interest\/' rel='post_tag'>compound interest<\/a><a href='https:\/\/stofiniq.com\/tag\/personal-finance\/' rel='post_tag'>personal finance<\/a><a href='https:\/\/stofiniq.com\/tag\/rule-of-72\/' rel='post_tag'>Rule of 72<\/a>"},"readTime":{"min":5,"sec":53},"status":"publish"},{"id":2949,"link":"https:\/\/stofiniq.com\/how-do-i-get-good-personal-finance\/","name":"how-do-i-get-good-personal-finance","thumbnail":{"url":"https:\/\/stofiniq.com\/wp-content\/uploads\/2024\/09\/Teal-Illustration-Digital-Business-Blog-Banner-3.png","alt":"This is the featured image of our blog on topic How Do I Get Good Personal Finance?"},"title":"Tell Me How Do I Get Good Personal Finance?","excerpt":"","content":"Do You think personal finance is about being rich or making money in a short period then my friend you are wrong we don't know","author":{"name":"Abhishek uniyal","link":"https:\/\/stofiniq.com\/abhishek-uniyal\/abhishek\/"},"date":"Sep 24, 2024","dateGMT":"2024-09-24 11:10:36","modifiedDate":"2024-09-25 13:11:40","modifiedDateGMT":"2024-09-25 12:11:40","commentCount":"0","commentStatus":"open","categories":{"coma":"<a href=\"https:\/\/stofiniq.com\/category\/personal-finance\/\" rel=\"category tag\">Personal Finance<\/a>","space":"<a href=\"https:\/\/stofiniq.com\/category\/personal-finance\/\" rel=\"category tag\">Personal Finance<\/a>"},"taxonomies":{"post_tag":"<a href='https:\/\/stofiniq.com\/tag\/budget\/' rel='post_tag'>Budget<\/a><a href='https:\/\/stofiniq.com\/tag\/personal-finance\/' rel='post_tag'>personal finance<\/a><a href='https:\/\/stofiniq.com\/tag\/saving\/' rel='post_tag'>Saving<\/a>"},"readTime":{"min":5,"sec":35},"status":"publish"},{"id":2791,"link":"https:\/\/stofiniq.com\/what-is-the-70-30-rule-in-personal-finance\/","name":"what-is-the-70-30-rule-in-personal-finance","thumbnail":{"url":"https:\/\/stofiniq.com\/wp-content\/uploads\/2024\/09\/Teal-Illustration-Digital-Business-Blog-Banner-1.png","alt":"What Is The 70\/30 Rule In Personal Finance"},"title":"What Is The 70\/30 Rule In Personal Finance? Here It Is!","excerpt":"","content":"Do you know balancing your own money in personal finance is not an easy task, especially when balancing is about necessary expenses, saving, and the","author":{"name":"Abhishek uniyal","link":"https:\/\/stofiniq.com\/abhishek-uniyal\/abhishek\/"},"date":"Sep 23, 2024","dateGMT":"2024-09-23 12:14:16","modifiedDate":"2024-12-13 07:23:26","modifiedDateGMT":"2024-12-13 07:23:26","commentCount":"0","commentStatus":"open","categories":{"coma":"<a href=\"https:\/\/stofiniq.com\/category\/personal-finance\/\" rel=\"category tag\">Personal Finance<\/a>","space":"<a href=\"https:\/\/stofiniq.com\/category\/personal-finance\/\" rel=\"category tag\">Personal Finance<\/a>"},"taxonomies":{"post_tag":"<a href='https:\/\/stofiniq.com\/tag\/70-30-rule\/' rel='post_tag'>70\/30 Rule<\/a><a href='https:\/\/stofiniq.com\/tag\/emergency-funds\/' rel='post_tag'>Emergency Funds<\/a><a href='https:\/\/stofiniq.com\/tag\/personal-finance\/' rel='post_tag'>personal finance<\/a>"},"readTime":{"min":6,"sec":56},"status":"publish"},{"id":969,"link":"https:\/\/stofiniq.com\/what-are-the-7-steps-in-personal-finance\/","name":"what-are-the-7-steps-in-personal-finance","thumbnail":{"url":"https:\/\/stofiniq.com\/wp-content\/uploads\/2024\/09\/image1.png","alt":"This pic is asking a question from user that Do you know What are the 7 steps in personal finance? its a blog featured image"},"title":"Do you know What are the 7 steps in personal finance?","excerpt":"Mastering personal finance involves a step-by-step process of setting financial goals, In this blog we tell you about What are the 7 steps in personal finance?","content":"We all know that Personal finance is basically for managing our money. But do you know that managing your money effectively is one of the","author":{"name":"Neeraj Joshi","link":"https:\/\/stofiniq.com\/abhishek-uniyal\/stofiniq-com\/"},"date":"Sep 9, 2024","dateGMT":"2024-09-09 12:00:57","modifiedDate":"2024-09-18 08:24:42","modifiedDateGMT":"2024-09-18 07:24:42","commentCount":"0","commentStatus":"open","categories":{"coma":"<a href=\"https:\/\/stofiniq.com\/category\/personal-finance\/\" rel=\"category tag\">Personal Finance<\/a>","space":"<a href=\"https:\/\/stofiniq.com\/category\/personal-finance\/\" rel=\"category tag\">Personal Finance<\/a>"},"taxonomies":{"post_tag":""},"readTime":{"min":6,"sec":35},"status":"publish"}]
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These records include all the amounts","author":{"name":"Abhishek uniyal","link":"https:\/\/stofiniq.com\/abhishek-uniyal\/abhishek\/"},"date":"Dec 18, 2024","dateGMT":"2024-12-18 11:28:39","modifiedDate":"2024-12-18 11:28:42","modifiedDateGMT":"2024-12-18 11:28:42","commentCount":"0","commentStatus":"open","categories":{"coma":"<a href=\"https:\/\/stofiniq.com\/category\/finance-management-for-beginners\/\" rel=\"category tag\">Finance Management for beginners<\/a>","space":"<a href=\"https:\/\/stofiniq.com\/category\/finance-management-for-beginners\/\" rel=\"category tag\">Finance Management for beginners<\/a>"},"taxonomies":{"post_tag":""},"readTime":{"min":5,"sec":50},"status":"publish"},{"id":3816,"link":"https:\/\/stofiniq.com\/understand-what-payback-is-and-learn-how-to-calculate-it\/","name":"understand-what-payback-is-and-learn-how-to-calculate-it","thumbnail":{"url":"https:\/\/stofiniq.com\/wp-content\/uploads\/2024\/12\/Understand-what-Payback-is-and-learn-how-to-calculate-it.png","alt":"Understand what Payback is and learn how to calculate it"},"title":"Understand what Payback is and learn how to calculate it","excerpt":"","content":"In the current context of the crisis faced by the country, investing in a new venture is something that must be studied in depth. After","author":{"name":"Abhishek uniyal","link":"https:\/\/stofiniq.com\/abhishek-uniyal\/abhishek\/"},"date":"Dec 17, 2024","dateGMT":"2024-12-17 11:10:26","modifiedDate":"2024-12-17 11:11:31","modifiedDateGMT":"2024-12-17 11:11:31","commentCount":"0","commentStatus":"open","categories":{"coma":"<a href=\"https:\/\/stofiniq.com\/category\/finance-management-for-beginners\/\" rel=\"category tag\">Finance Management for beginners<\/a>","space":"<a href=\"https:\/\/stofiniq.com\/category\/finance-management-for-beginners\/\" rel=\"category tag\">Finance Management for beginners<\/a>"},"taxonomies":{"post_tag":""},"readTime":{"min":6,"sec":37},"status":"publish"},{"id":3799,"link":"https:\/\/stofiniq.com\/7-tips-for-financial-organization-of-micro-businesses\/","name":"7-tips-for-financial-organization-of-micro-businesses","thumbnail":{"url":"https:\/\/stofiniq.com\/wp-content\/uploads\/2024\/12\/Finance-management-for-beginners-5.png","alt":"7 Tips for Financial Organization of Micro and Small Businesses"},"title":"7 Tips for Financial Organization of Micro and Small Businesses","excerpt":"","content":"Micro and small businesses face daily challenges, and financial management is one of them.Financial Organizations have Given the extreme importance of this factor for the","author":{"name":"Abhishek uniyal","link":"https:\/\/stofiniq.com\/abhishek-uniyal\/abhishek\/"},"date":"Dec 16, 2024","dateGMT":"2024-12-16 11:20:43","modifiedDate":"2024-12-16 11:30:55","modifiedDateGMT":"2024-12-16 11:30:55","commentCount":"0","commentStatus":"open","categories":{"coma":"<a href=\"https:\/\/stofiniq.com\/category\/finance-management-for-beginners\/\" rel=\"category tag\">Finance Management for beginners<\/a>","space":"<a href=\"https:\/\/stofiniq.com\/category\/finance-management-for-beginners\/\" rel=\"category tag\">Finance Management for beginners<\/a>"},"taxonomies":{"post_tag":""},"readTime":{"min":5,"sec":0},"status":"publish"},{"id":3767,"link":"https:\/\/stofiniq.com\/working-capital-what-it-is-why-it-is-important\/","name":"working-capital-what-it-is-why-it-is-important","thumbnail":{"url":"https:\/\/stofiniq.com\/wp-content\/uploads\/2024\/12\/Working-Capital-What-it-is-Why-it-is-Important-and-How-to-Manage-it-2.png","alt":"Working Capital What it is, Why it is Important, and How to Manage it"},"title":"Working Capital: What it is, Why it is Important, and How to Manage it","excerpt":"Working capital is a crucial concept for anyone looking to start or manage a business. 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